opinion
Is Medicaid only for the poor?
Medicaid is the nation’s public health insurance program for people with low income. Medicaid is the nation’s public health insurance program for people w...
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Opinion
opinion
Is it better to go through a broker or lender?
Consumers aren’t obligated in any way to choose between mortgage brokers and direct lenders. In fact, they can call both to compare their rates and judge ...
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opinion
Are FHA loans looked down upon?
Maybe. Some sellers still look at FHA loans negatively, viewing them as loans of last resort for borrowers with weak credit. It’s easier to qualify for an...
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opinion
How do you know if you have a federally backed student loan?
Another way for you to determine if you have a federal loan is by accessing the National Student Loan Data System (NSLDS®) site using your FSA ID. The NSL...
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opinion
What does money withdrawn mean?
A withdrawal involves removing funds from a bank account, savings plan, pension, or trust. In some cases, conditions must be met to withdraw funds without...
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opinion
Can I transfer car loan to my wife?
Visit the dealer or bank where your husband’s car loan is from. Bring your husband with you. Fill out the credit-check paperwork necessary to transfer or ...
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opinion
How is Heloc calculated?
The lenders who offer HELOCs will extend a percentage of your home’s value as your credit limit. They determine this amount by dividing the appraised valu...
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opinion
Can I be denied health insurance because of a pre existing condition?
Yes. Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing conditio...
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opinion
Is HSBC leaving the US?
NEW YORK — British banking giant HSBC says it is closing its U.S. retail banking business in order to refocus its efforts on wealth management. The bank w...
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opinion
Can I contribute to a Roth IRA after January 1?
Answer: No. Generally speaking, the IRS allows you to make your IRA contribution for a particular tax year up until April 15 of the following year. This r...
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