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What counts as investment advice?

Writer David Mack

Investment advice is any recommendation or guidance that attempts to educate, inform, or guide an investor regarding a particular investment product or series of products.

Why does everyone say this is not financial advice?

When you ask a question, the professionals always state “not investment advice” because they don’t know your full situation and are not in control of how you deal with that information, yet feel they can help with some advice.

Which is the best way to invest your money?

The best investment fund managers do not gamble with investors’ money, instead they invest it strategically to minimise any losses. The Sharpe Ratio is a measure of the level of excess return the fund manager earns for the extra risk he/she has taken. The higher the figure the better. You will notice there is no mention of Neil Woodford.

Are there any funds you should not invest in?

Unfortunately, there are a number of popular funds that should be avoided as they will hit your returns. You can download a useful list of these funds which the research calls ‘dog funds’. So feel free to download the guide and use it as a reference point.

Which is the best fund to invest in right now?

However, his flagship Woodford Equity Income fund (which he launched in 2014) underperformed its peers so badly that the fund was closed in 2019 and his entire investment empire closed down, trapping around £3billion of investors’ money in underperforming funds. So how can you choose the best funds to invest in right now?

Is it good to invest in funds for long term?

You should NEVER invest your money with a fund manager for the long term. The table below shows the 10 top performing fund managers over the last five years. I analysed the returns of thousands of fund managers versus the level of risk they took with investors’ money to arrive at the final table.