opinion
Do Puerto Rico residents file FBAR?
Puerto Rico is NOT Considered a Foreign Country for FBAR A financial account is foreign when it is located outside of the United States, which includes th...
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Opinion
opinion
When can I start collecting money from my 401k?
age 59 ½ The IRS allows penalty-free withdrawals from retirement accounts after age 59 ½ and requires withdrawals after age 72 (these are called Required ...
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opinion
Do you accrue PTO on overtime?
PTO is paid at the employee’s straight time rate. PTO is not part of any overtime calculation. Employees may not borrow against their PTO banks; therefore...
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opinion
How many EU citizens live in the UK 2021?
In conclusion Our best estimate at this time is 3.5 million and that figure will be updated later this year, once the APS has been reweighted using the HM...
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opinion
What major companies are headquartered in New York?
The 20 Biggest Employers in NYC JPMorgan Chase & Co/249,257 employees. Citi/219,000 employees. ABM Industries/110,000 employees. Pfizer/96,500 employe...
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opinion
What happens when national debt is high?
Lower national savings and income. Higher interest payments, leading to large tax hikes and spending cuts. Decreased ability to respond to problems. Great...
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opinion
How soon can I negotiate my mortgage?
Start to shop around early While your current lender will likely send you that renewal slip some time in the last 30 days of your mortgage term, you can u...
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opinion
What is non-qualified annuity?
A non-qualified annuity is purchased with after-tax dollars that were not from a tax-favored retirement plan. All annuities are allowed to grow tax-deferr...
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opinion
How much will an interest rate drop save me?
One percent is a significant rate drop, and will generate meaningful monthly savings in most cases. For example, dropping your rate 1 percent — from 3.75%...
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opinion
What does it mean if someone has a lien?
A lien is a legal right or claim against a property by a creditor. Liens are commonly placed against property, such as homes and cars, so that creditors, ...
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