opinion
Can a business plan help you get a loan?
Business plan for a startup business: When you need a loan to get a new business off the ground, a well-written startup business plan can help persuade le...
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Opinion
opinion
How do I find my personal property tax in Virginia?
Annual Tax Amount = $218.40 Assessed value of vehicle is $25,000. Apply the $4.20 tax rate: ($4.20 / 100) x $25,000 = $1050. Calculate personal property r...
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opinion
What mortgage payment is too high?
As previously mentioned, the 28% rule means that you shouldn’t spend more than that percentage of your monthly income on a mortgage payment as a homeowner...
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opinion
Can I borrow from my 401k in 2021?
So if you borrowed in 2020 and lost your job, you’ll have to repay the full balance of your loan by April 15, 2021 (or Oct. The CARES Act did not change t...
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opinion
What type of loans does Chase Bank offer?
Chase does not offer personal loans, despite being one of the biggest banks in the U.S. They do participate in other types of financing, however, offering...
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opinion
What goods increase with a decrease in income?
When incomes are low or the economy contracts, inferior goods become a more affordable substitute for a more expensive good. Inferior goods are the opposi...
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opinion
Is no credit considered poor?
No credit means you don’t have any credit record. Bad credit means you do and you’ve likely made some mistakes. It’s not the same as bad credit, which mea...
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opinion
When do parents have to pay child support?
Both parents maintain the responsibility of financially supporting their children and that support is based on your income and the number of children invo...
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opinion
Do you need a bank account to get a credit card?
If you’re applying for a credit card, having an account with the issuing bank can make it easier to get approved. But in many cases, it’s not a requiremen...
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opinion
Do websites ask for SSN?
Quite a few websites, Coinbase and Stripe most notably, ask for the last four digits of your social security number to ‘verify your identity’. Assuming th...
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