health
What happens after UCC filing?
A UCC lien benefits the lender by establishing “priority in case of debtor default or bankruptcy.” (California Secretary of State). Once the loan is satis...
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What is the difference between paid-up and paid in capital?
Paid-in capital represents the funds raised by the business through selling its equity and not from ongoing business operations. Paid-up capital is the am...
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Is BlackRock affiliated with Merrill Lynch?
BlackRock acquires Merrill Lynch Investment Management, expanding its retail and international presence. Does Merrill own BlackRock? Merrill Lynch has agr...
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Can your spouse work if you are on disability?
Can My Spouse Work While I Receive Disability Benefits? If you are receiving SSDI, then your spouse can work while you work receive benefits. SSDI is base...
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Can a contract employee get a home loan?
Contractual Employees Must Have Worked for a Reasonably Long Period. Lenders would also like to see the length of your contractual employment to be reason...
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What happens if you get a default notice?
What happens when you get a default notice? Your creditor will ask you to pay the full amount of the debt instead of paying the instalments you first agre...
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What makes operational risk different?
Operational risk is “the risk of a change in value caused by the fact that actual losses, incurred for inadequate or failed internal processes, people and...
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Why is water pouring out of my hot water heater?
One of the most common causes of water heater leakage is a loose drain valve. It water appears to be leaking from the valve, try tightening it with a wren...
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Can you own a business and work full time?
Like many Americans, you may dream of being your own boss. But if you’re working full-time, starting a business could ethically be problematic. Starting a...
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When is it time to get rid of a friend?
“If you’re feeling uncomfortable, unhappy, or on edge around someone, then it may be time to reflect on what may be triggering these feelings.” Sometimes,...
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