Effect of Living with a Boyfriend Your income and resources change when you have a new living arrangement SSI is only available to persons over 65, disabled individuals or blind persons. If your boyfriend works and has income, his income may count in calculating your SSI benefits.

Does my boyfriends income count for SSI?

? Boyfriend or girlfriend (not like a marriage) = If your situation is not “holding out as married” then the other person’s finances do not count. There are a few exceptions!

Will I lose my SSI if I move in with someone?

For the most part, your SSDI payments will not change when moving from state to state. Unlike SSDI, SSI is based on financial need. So, if you’re moving in with someone who will be supporting you financially or who collects SSI, your SSI eligibility or benefit amount could change.

How is SSI amount determined?

The SSI Payment Formula The Social Security Administration, known as SSA, figures your federal SSI benefit by deducting your countable unearned income and your countable earned income from the maximum Federal Benefit Amount of $783 for individuals and $1,175 for a couple. The remainder is your Federal Amount Payable.

What income is countable for SSI?

Income is anything you receive during a calendar month and can use to meet your needs for food or shelter. It may be in cash or in kind. In-kind income is not cash; it is food or shelter, or something you can use to get food or shelter.

What happens to my SSI If I live with my boyfriend?

If you have access to his assets and income, it will affect your SSI. Your income and resources change when you have a new living arrangement SSI is only available to persons over 65, disabled individuals or blind persons.

How does being married affect your SSI benefits?

Benefits for a married couple, both of whom receive SSI and have no other income, amount to 25 percent less than the total they would receive if they were living together but not as husband and wife. This analysis identifies how marital status affects benefit rates and the counting of income and resources in determining eligibility.

How does living arrangements affect your SSI benefits?

We may reduce your SSI benefits because of your living arrangements when you: live in another person’s house, apartment, or mobile home, and you pay less than your fair share of your food or housing costs;

What happens if I live with my boyfriend?

Items that Social Security counts for SSI resources are cash, bank accounts, stocks, bonds and similar assets. A couple may have $3,000 in countable resources. An ineligible individual living with an eligible individual may affect SSI of the eligible person.